Mortgage Protection Insurance (MPPI)

Can the state help me pay my mortgage?

Since October 1995 new mortgage borrowers receive no state help for the first 9 months for unemployment or disability. Thereafter it covers interest costs on the first £100,000 but not any debts consolidated into the mortgage.

If you took your mortgage prior to October 1995 you receive:

• Nothing for the first two months
• 50% for next 4 months
• Full benefit for mortgage of up to £100,000 provided they qualify for Income Support