Mortgage Protection Insurance Exclusions
The exclusions:
Mortgage Payment Protection Insurance will not pay out if:
- You knew you were going to make a claim when you took out the policy
- You voluntarily leave work or as a result of fraud, dishonesty or misconduct
- You suffer from 'pre-existing' medical conditions
- You have mild stress or back related conditions
- You suffer from a long-tem condition from which there is no realistic chance of recovery