What does Mortgage Protection Insurance Cover?
MPPI can be used to cover your mortgage outgoings during enforced unemployment or if your income dries up due to accident or illness. For more information please visit our mortgage protection insurance page.
MPPI is not designed to protect your repayments for the course of your entire mortgage. Most mortgage protection polices can pay benefits for up to 12 months continuously, however some can pay befits for 18 months or two years.
Smokers or those with pre-existing medical conditions are not penalised by higher premiums. All policyholders pay the exact same premium according to their age.
If you are currently self employed, this policy is not the one for you. We do not provide cover for the self employed. However we can provide cover to Contract workers who are employed on fixed term contracts where a finishing date is pre-defined.